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RAMS Saver

Online savings account

RAMS Saver


RAMS Saver is a completely online savings account, easily managed via myRAMS where you can deposit, withdraw and transfer funds.

Key benefits

Interest rate

up to 1.40% p.a. (including bonus interest and up to $500,000 balance) calculated daily, paid monthly

No fees

Absolutely no fees or minimum balance or fixed term requirements

Online application

Seamless online-only application – takes less than 5 minutes

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RAMS Saver FAQs

*No bonus interest of 1.30% p.a. is earned if account balance is above $500,000. Base rate will be earned if balance is above $500,000, up to $5 million. No interest is earned if account balance is above $5 million.

^ Subject to system availability.

Please refer to the RAMS Deposit Accounts Terms and Conditions and RAMS Deposit Rates and Fees.