Home loan offers
If there's a way to get you into a new home, we'll find it. With one of our offers, we could help you into your first or next home sooner.
Home Loan Offers
Essential Home Loan
We understand that things can get overwhelming on your home loan journey, which is why we’ve created the RAMS Essential Home Loan.
Full Feature and VAP
Whether you’re buying your first home, next home or refinancing, RAMS Full Feature Home Loan and Value Advantage Package is here to offer great value.
Lock in our low fixed rate
If you’re looking for a great rate, look no further with our low 1, 2, 3 and 4 Year Fixed Rate Classic Home Loan, a basic loan without all the extras.
LMI offer
Whether you’ve been saving for a 20% deposit to avoid Lender’s Mortgage Insurance or aiming for a lower deposit amount, our LMI offer may help you into your first home sooner.
LMI waived for eligible nurses and midwives
Registered nurses and midwives provide an incredible service to our communities, so we’re waiving Lenders Mortgage Insurance (LMI) for those with a 10% deposit.
Construction
If you’re looking to build or renovate your dream home, RAMS is here to help. Lay the foundations for your dream home with RAMS.
New purchase rebate
Your home loan journey could get a head start with a $1,000 New Purchase Rebate.
NSW Government First Home Buyer Choice
First Home Buyer Choice can lower the upfront costs of your purchase by paying a smaller annual property tax, instead of stamp duty.