Why choose RAMS?

Because, if there's a way to get you into a new home, we'll find it.

At RAMS, we focus primarily on home loans.

We understand the challenges that come with buying a home better than anyone – and more importantly, how to navigate them successfully.

Our RAMS Home Loan Specialists pride themselves on supporting you through every step of the process. This means listening to your individual needs, working around your schedule and delivering all the local market knowledge, professional advice and moral support you need to get you into your new home sooner.

Discover the difference a true home loan specialist can make.

Step 1 - Decide to buy

There are advantages in buying, as there are with renting a property. Once you have made the decision to buy, have a good look at your current situation, establish your budget and seek legal help and guidance.

Tailored solutions

Whether your application is straightforward or more complex, we take the time to understand your specific needs and tailor a home loan solution that’s right for you.

Smooth pre-approval process

We take pride in delivering great customer service including getting you a response on your home loan application as soon as possible. With the process typically sorted in a matter of days, you’ll be free to devote more time to finding the home that suits you.

Our rates

At RAMS, we work hard to keep our rates attractive, so you can rest easy knowing you’ve found the home loan that’s right for you.

Award winning

RAMS’ is proud to have been named Best Self-Employed Lender at the Australian Lending Awards for four consecutive years from 2017-2020. Other awards have included:

2016 Australian Lending Awards Best First Home Buyer Lender

2013 Money Magazine’s Best of the Best Awards 2014 - Best Savings Account Regular Deposits Bank

2013 Smart Investor Blue Ribbon Awards 2013 – Best Online Saver Account