About RAMS
We offer a range of everyday home loan and deposit products, and can assist with home and contents insurance.
Why choose RAMS?
Talk to one of RAMS' representatives about our award winning range of innovative and flexible products.
Financial hardship and disaster relief
We understand that anyone can experience financial problems. We encourage you to contact us to discuss your change in circumstances.
Support with your home loan
We have different options available including our COVID-19 support package.
Customers in need of extra care
We know our customers may need support in different ways, at different times in their lives. Here is how we can help if you, or someone close to you, is in need of extra care.
myRAMS
Manage your home loan, savings and everyday accounts online with myRAMS.
Become a RAMS Franchisee
Join the RAMS Home Loan Specialists and become a RAMS Franchisee.
Become a RAMS Home Loan Manager
Our Franchisees are currently looking for quality, experienced Home Loan Managers to join their teams.
Our history
RAMS is different. Since 1995, we’ve been helping Australians realise the ‘Great Australian Dream’ of home ownership by providing affordable, simple yet flexible home loans.
Banking code of practice
RAMS (as a member of the Westpac Group) is committed to upholding the Australian banking industry’s standards of practice and service contained in the Banking Code of Practice (the Code).
Open Banking
Easily and securely share your banking information with organisations that you trust.
Privacy
We are bound by the Privacy Act 1988 (Cth) (‘Privacy Act’) and will protect your personal information in accordance with the Australian Privacy Principles.
Raymond A Ram
Raymond A Ram was born in Goulburn, NSW - to proud and loving parents Dolly (the original, not the clone!) and Reginald.
Translating and Interpreter services
The Translating and Interpreting Service (TIS National) can help if English is not your first language, and you require the services of an interpreter to speak with RAMS about your accounts.
CRS and FATCA
The Westpac Group is committed to ensuring we uphold our responsibilities to customers and our regulators
Social media privacy
Our processing of your personal data (which includes collection, use, sharing, storage and other activities involving personal data) is regulated by certain laws.
Terms of use
Your access to this website is subject to these terms and conditions, the RAMS Privacy Policy Statement, notices, disclaimers any other terms and conditions or other statements contained on this website.