Skip to main

Refinancing? A RAMS Home Loan Specialist could help.

What can we help you with today?

RAMS Home Loan Offers

Essential home loan with LVR less than 70%

Essential 

We understand that things can get overwhelming on your home loan journey, which is why we’ve created the RAMS Essential Home Loan.

Get $4,000 when you switch your home loan to us

Refinance with RAMS

You could enjoy a $4,000 rebate1 when you refinance your home loan.

RAMS have a range of offers and promotions that could help you into your home sooner

All offers

RAMS has a range of home loan offers and promotions that could help you into your home sooner.

Our home loan options

All home loans

A comprehensive overview of all our available home loans.

Compare home loans

Select up to three home loans to compare features and benefits.

Existing customers

Home loan options, blogs and videos for our existing customers.

Find your local RAMS Home Loan Centre

Home loan calculators

Whether buying a new home, refinancing an existing home loan or investing in property, RAMS mortgage calculators can give you an estimate of what your repayments could be. These estimates are indicative only and actual costs and the amount you could borrow may vary based on a number of factors including loan purpose. Before acting on the results of this calculator you should seek professional advice and contact your local RAMS Home Loan Specialist who can help guide you through this process.

Why choose RAMS?

At RAMS, we focus primarily on home loans. We understand the challenges that come with buying a home better than anyone – and more importantly, how to navigate them successfully.

Our RAMS Home Loan Specialists pride themselves on supporting you through every step of the process. This means listening to your individual needs, working around your schedule and delivering all the local market knowledge, professional advice and moral support you need to get you into your new home sooner.

Discover the difference a true home loan specialist can make.  Find out more.

Knowledge Centre - latest blogs and videos

The features buyers and renters are looking for in a property in 2023

Property searches with keywords can identify which current trends property seekers are looking for in a property.

Read more
Signs Australia’s construction sector is on the road to recovery

After an abrupt slowdown in the residential construction sector throughout last year, experts say there are growing signs of recovery on the horizon

Read more

Become a RAMS franchisee

Want to know whether you’re RAMS franchisee material?

Well, if you get a kick out of helping people then you are on the right track and becoming a RAMS franchisee might be for you.

Download our comprehensive Franchise Information Pack to find the benefits of being a RAMS franchisee or simply complete the Franchise Enquiry Form and our Franchise Recruitment team will be in contact.

Right now we have opportunities for suitable candidates to join the RAMS family in one of our existing vacant territories across the country.

Why wait, enquire now.

Awards and community support

RAMS proud winner of Best Self-Employed Lender for four years running in the 2017, 2018, 2019 and 2020 Australian Lending Awards.

RAMS proudly supports The Kids' Cancer Project

Contact us

Competition With PostCode Form